Golden Years Public Adjusters
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Our Services

How It Works

Step 1

You call us for a free claim consultation.
We review your damages and go over your options.

Step 2

We visit your home to assesses the damages. We will then review your insurance policy to determine what you are entitled to. Once we have made a determination together, we will file a claim on your behalf.

Step 3

At your convenience, we will schedule a joint inspection of the damages with your insurance company’s adjuster.

Step 4

Once your insurance company presents their estimate of the damage, we will begin negotiations to maximize that settlement under your policy. Once you, the homeowner, are in agreement with the amount being offered we will settle the claim on your behalf.


Types of Claims Adjusters

Company Adjuster- Inside/Desk Adjuster protects the company.

Independent Adjuster- Paid for by the Insurance Company to inspect your damage.

A Public Adjuster protects your rights!

We are licensed, bonded and appointed by the Florida Department of Financial Services.



A Public Adjuster is a representative of the policyholder who advises, manages, and submits a claim to the policyholder's insurance company.

There are three classes of insurance claims adjusters: staff adjusters (employed by an insurance company or self-insured entity), independent adjusters (independent contractors hired by the insurance company) and public adjusters (employed by the policyholder). "Company" or "independent" adjusters can only legally represent the rights of an insurance company.

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Fire, roof damage, wind and hail damage, pipe breaks, water damage, flooding, mold, theft, and lightning are all common forms of claims that we service.

Anyone who has not read and/or understands their insurance policy. Let’s face it, insurance policies are very difficult to understand if you are not familiar with them. We assist Homeowners as well as Homeowners Associations, Property Managers, Businesses, Estates, and more. Call today for a Free Claims Consultation.

A large percentage of our business is recovering money for people whose claims were outright denied. You can challenge a previous outcome whether you are still with the insurance company or not.

We work all over the state of Florida. We tend to work in the following counties: Alachua, Citrus, Clay, Duval, Hernando, Lake, Levy, Marion, Nassau , Orange, St Johns, Seminole and Sumter.

Click for more information on the advantages of enlisting the services of a Public Adjuster (PDF).


Contact a Golden Years Public Adjuster TODAY!
The claims process can be stressful.
Remove the stress!
Call (352) 794-3212


Voices of Policyholders

Do you have an insurance policyholder story to tell?
Click here to have your voice heard!


We're On Your Side!

If you have any questions or would like to know more about our Public Adjuster services,
please contact us and we’ll get back to you as soon as possible.